Interested in getting cash advances online but still have a lot of doubts? Now make an informed decision by reviewing these FAQs.

Q 1: What are payday loans?
A: Payday loans are short-term loans that are secured against your next paycheck or government stipend. You are expected to pay back the loan once you receive your next paycheck.

Q 2: Am I eligible?
A: It is quite easy to qualify for a payday loan. Firstly, you have to be a citizen of the United States, at least 18 years of age. Next, you need to have a salaried job or regular source of income with minimum earnings of $1000 per month. In addition, you also need to have an active bank account.

Q 3: Will my low credit score affect approval of cash express payday loan?
The approval process of cash express payday loan does not involve a credit check. Thus low credit score, bankruptcy, no credit, bad credit, bounced checks or any other credit issues do not affect the approval of a payday loan.

Q 4: How fast is the approval process of a payday loan?
A: Once you have submitted the online application, approval takes just a few minutes. The requested amount is credited to your account within 24 hours or on the next business day.

Q 5: How do I repay?
A: Cash advances online have to be repaid once you receive your paycheck. When you are ready to pay back the full loan amount, notify us so that we may deduct the amount directly from your bank account. If you are not able to pay back on time, the loan will get automatically renewed.